Welcome to our website.
You are using an official TEG Federal Credit Union system. You agree to the Terms of Use and Privacy Policy when using this website. If you do not agree with these items, please do not use the website. The Terms can be updated periodically; therefore, you should occasionally visit this page to review them.
‘TEG Federal Credit Union’ or ‘TEGFCU’ or ‘TEG’ or ‘us’ or ‘we’ refers to the website owner whose main office is 1 Commerce Street, Poughkeepsie, NY 12603. This website provides information about financial products and services available through TEGFCU. The term ‘you’ refers to the user or viewer of our website.
TEG Federal Credit Union may monitor and audit the usage of this system, and all persons are hereby notified that using this system constitutes consent to such monitoring and auditing.
The use of this website is subject to the following terms of use:
ACCESSIBILITY STATEMENT
On June 25, 2024, all Web pages at https://www.tegfcu.com conform to Web Content Accessibility Guidelines 2.1 at https://www.w3.org/TR/WCAG21/. Level AA conformance.
COOKIES
A cookie is a small piece of information that a website stores directly on your computer. Cookies can contain various information, from a simple count of how often you visit a website to information that allows customization of a website for your use. TEGFCU uses cookies to gather data about our website’s usage and ensure that you have access to your account information. Anytime a cookie is used, personal information is encrypted for our use only and is protected from third-party access (a cookie cannot be read by a website other than the one that sets the cookie).
EMAIL SECURITY
Regular Internet email is not secure. You should never provide sensitive or confidential information through unsecured email, such as your social security number, account number, or PIN. We ask that you not send personal or account Information through regular email.
GOVERNING LAW/JURISDICTION
Your access to and use of this site and these Terms of Use shall be governed by and construed in accordance with the internal laws of the State of New York and applicable Federal laws. Any dispute relating to your access to and use of this site or these Terms of Use (a “dispute”) shall be brought exclusively in the Dutchess County Court of New York.
INTELLECTUAL PROPERTY RIGHTS
The Website content, features, and functionality include all information, software, text, images, video, audio, and this material’s design, selection, and arrangement. Unless otherwise indicated, the information, materials, and assets available through this site are the property of TEG Federal Credit Union or their respective licensors and are protected by applicable copyright, patent, trademark, or other intellectual property laws.
You may not copy, imitate, publish, or use any intellectual property without our written consent. To request our express written permission for any exception to this rule, email marketing@tegfcu.com.
You may, however, download the information and materials available through this site to a computer or print out a hard copy for your personal reference if you do not remove any copyright or other notices contained therein.
LIMITATION OF LIABILITY
In no event shall TEG Federal Credit Union be liable for any special, indirect, incidental, or consequential damages or any damages for loss of use, lost data, or lost profits arising out of or relating to the use of this website or if the website is unavailable.
We attempt to keep our site virus-free, but due to the constant development of malicious code, TEGFCU can make no guarantees and thereby disclaim any liability for viruses and associated problems.
Your sole remedy for any damages related to the use of this website or information downloaded from this website is to discontinue the use.
LINKS TO THIRD PARTY SITES
The TEGFCU site may contain links to third-party websites (such as mortgage or insurance companies). TEGFCU is not responsible for the content of non-TEG Federal Credit Union websites and cannot guarantee the relevance, timeliness, or accuracy of the materials provided by other agencies or organizations.
Privacy and security policies of non-TEGFCU websites may differ from those practiced by TEGFCU. If you link to one of these sites, we strongly suggest you review their privacy statement, especially before entering any non-public personal information.
TEG Federal Credit Union welcomes links to its site. You are free to create a link to TEGFCU’s website if the link does not state or imply any sponsorship of your site by TEG Federal Credit Union. We request a courtesy notification via email to marketing@tegfcu.com before your link to our site.
LOAN APPLICATION AND SERVICING PROCESS
TEG Federal Credit Union is an online financial service provider that facilitates certain credit decisions for members based on their past credit history and current financial performance.
We collect and use information about you only when we reasonably expect it is necessary to complete and process your loan application. We ask for information such as contact information (like name, address, phone number, etc.), unique identifiers (like social security number and date of birth), and financial information (like income amount) for specific business purposes in evaluating your loan request. All loans are subject to approval.
We request and use information from national consumer credit reporting companies to evaluate your loan application further. Currently, we use information obtained from Equifax, TransUnion, and Experian.
MODIFICATIONS OF TERMS OF USE
We may change the products or services on this site at any time. TEG Federal Credit Union reserves the right to change the terms, conditions, and notices under which the TEGFCU website and online secured services are offered. Your continued use of the TEG Federal Credit Union website and online services constitutes your agreement to all such terms, conditions, and notices.
NO UNLAWFUL, UNAUTHORIZED OR PROHIBITED USE
You will not use the TEGFCU site for any unlawful or prohibited purpose, as defined in these terms, conditions, and notices. You may not attempt to gain unauthorized access to any other accounts, computer systems, or networks connected to TEGFCU through hacking, password mining, or other means. Unauthorized attempts to upload and/or change information on this website are strictly prohibited. They are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec. 1001 and 1030.
NOT PERSONAL CONSULTING
This website contains general financial-related information and does not intend to provide personal financial, tax, business, or legal advice. You must consult your financial, tax, insurance, and legal advisors.
PRIVACY PRACTICES (Website)
Keeping financial and personal information secure is one of our most important responsibilities. TEGFCU is committed to protecting the information of our members and other visitors who use our website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide information about other services.
Online information entered by children under age 13 will only be used to respond directly to the child’s request and will not be used for other purposes without prior parental consent. For additional information about how we collect, share, and protect your personal information, please review our Privacy Notice.
TERMINATION/ACCESS RESTRICTION
At its sole discretion, TEG Federal Credit Union reserves the right to revoke any or all access and use authorizations granted to site visitors at any time without notice. TEGFCU may also terminate or suspend your access to TEG Federal Credit Union Digital Banking for inactivity, defined as failing to log into a particular service for an extended period, as determined by TEG Federal Credit Union.
Upon termination of TEG Federal Credit Union Online Banking, your right to use these services immediately ceases.
Updating Your Records
You agree to provide us with a true, accurate, and complete email address and other contact information related to the Online Services and your TEG Federal Credit Union accounts. You must promptly notify us of any email or mailing address change. You may update your contact information on record for you in digital banking or contact us at 845-452-7323.
WEBSITE CONTENT
The content of this website’s pages is for your general use and knowledge. Although we strive to provide accurate information, it might include technical inaccuracies, typographical errors, and out-of-date data. Neither we nor any third parties provide any warranty or guarantee regarding the timeliness, performance, completeness, or suitability of the information and materials found or offered on this website for any particular purpose. Use of all materials contained in this website is at your own risk. Content changes are made without notice and as timely as possible.
