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get pre approved for a car loan

Why Get Pre-Approved For A Car Loan

[vc_row][vc_column][vc_column_text css=””]Buying a car is a big deal! You’ll probably feel nervous when you show up at the dealership or start searching online. Trying to find the right vehicle to fit your lifestyle and budget is stressful enough without worrying about financing too.

When you arrive at the lot, you should be able to focus purely on the cars – not your financing.  That’s why it’s a good idea to get your car loan pre-approved before you start shopping, so you already know you’ve got great, low-interest financing ready to go. Read on to learn all the hows and

Happy Couple at car dealership

Is 0% Financing The Best Rate You Can Get For An Auto Loan?

0% financing on a car loan almost sounds too good to be true. It seems like the best deal on the surface, but is it really?

The truth is, 0% financing through a dealership can actually cost more than a low APR loan through a credit union. For this reason, comparing auto loan interest rates and other loan terms before you buy is the wisest thing you can do. 

So what is a good APR for a car? How can you know you are getting the best deal? Read on to find out more about 0% financing and other more

Why You Should Get an Auto Loan Through a Credit Union

Why Your Next Car Loan Should be From a Credit Union

If you’re in the market for a new automobile, maybe you think the easiest way to get your dream car financed is to obtain dealer financing at the time you buy the car. In a sense, that’s true – as long as you don’t mind spending more time and money than necessary just to make things “easy.”

At TEGFCU, you apply for the loan before you go shopping and get pre-approved for a specific maximum. Then you can use that pre-approval almost like cash when you go shopping. It may seem strange if you’ve never done it before, but car …

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