Low rates, great rewards,
and zero balance transfer fees.
Access a new level of financial flexibility with a Mastercard from TEG Federal Credit Union. Experience trustworthy local service and the purchasing power of Mastercard! With our Platinum Rewards Credit Card, you’ll enjoy low rates and great benefits.
Features
- Competitive rates that never go above 18% APR
- No annual fee
- Card manager—Freeze your card, set travel notifications, and more with the TEGFCU mobile app.
- Contactless payments – Pay with a tap. Add your card to your Digital Wallet.
- Enhanced Security
- TEGFCU Payment Assurance
Consumer Credit Card Agreement & Disclosure
Explore two great credit card options
TEG Mastercard Platinum Rewards Credit Card
Best for those who want to earn rewards on their travel, shopping, and gift card purchases and tend to pay off their card monthly.
Variable APR*
15.24% – 18.00%
Annual Fee: $0 | Balance Transfer Fee: $0
Features
- Earn 1 point for every $1 in net purchases made for merchandise, travel, gift cards, and more.
- Redeem your credit card rewards points or check your rewards account points balance at CURewards.
- TEG Payment Assurance and Mastercard zero liability protection
- Free Biannual Skip-a-Pay – pre-set payment skips in January and June help to free up some cash
TEG Mastercard Platinum Secured Credit Card
This card is best for those looking to
build or rebuild credit.
Variable APR*
13.24% – 18.00%
Annual Fee: $0
Features
- This card functions like a traditional credit card, but you’ll make a refundable deposit of your own money to “secure” a credit line.
- You’ll enjoy the added convenience of online account management.
Ready to fall in love with your rewards credit card?
Your wallet wants a great low-rate credit card that rewards you every time you use it. We get that.
Enjoy a 2.99% APR* Introductory Rate on purchases and balance transfers for 6 months, plus 5,000 bonus points when you charge $250 in purchases in the first 90 days!
Have a high-interest credit card elsewhere? Dump it and save money when you transfer your high-rate debt to a lower-rate TEG Platinum Rewards Credit Card. There is no balance transfer fee!
TEG Platinum Rewards Credit Card
Get Started With Our Low
2.99% APR* Intro Rate
+ 5,000 Bonus Points
| Type | Variable APR as low as | Notes |
|---|---|---|
| Rewards Card | 15.24 to 18.00% | Intro Offer: 2.99% Introductory APR on purchases and balance transfers for the first six months, thereafter. PLUS 5,000 Bonus Points when you spend $250 in the first 90 days! |
| Secured Card | 13.24 to 18.00% | 3.99% introductory rate for the first six months! |
Rates effective as of 4/1/2024. The introductory fixed rate will be in effect for the first six billing cycles after opening your account. After that, the rate, including the rate on any existing balance, will convert to the applicable Variable Rate for purchases, balance transfers, and cash advances as determined by the applicant’s creditworthiness and card type. View application ▪ Credit Card Agreement & Disclosure
| TEGFCU Credit Card Telephone Numbers | |
|---|---|
| Activate your TEGFCU Credit Card | 1 (800) 631-3197 |
| Report Lost or Stolen TEGFCU Credit Card | 1 (845) 7323 or 1 (888) 834-8255 |
Add your TEG Platinum Mastercard® Credit Card to your Digital Wallet!
Tap, Pay & Go
- Add your TEGFCU Credit Union Mastercard® to any digital wallet option.
- Look for the contactless symbol when you make in-store purchases.
- Activate your digital wallet, select your TEGFCU card, and tap the payment terminal.
You’re done!
Credit Card FAQs
Join TEGFCU
At TEGFCU, your best interests have always been our focus. As a better alternative to banks, our mission is simple, to help you get to a better place financially.
Membership is open to anyone (and their immediate families) who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. A $5 minimum deposit opens the door to all the benefits of being a valued TEGFCU member.
When we come together, everyone grows.
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* The TEG Platinum Rewards Mastercard introductory fixed rate will be in effect for the first six billing cycles after opening your account. Thereafter, the rate, including the rate on any existing balance, will convert to the applicable Variable Rate determined by the applicant’s creditworthiness. Skip-a-Pay is available to accounts in good standing only. TEG Payment Assurance is available for a fee. Visit www.curewards.com for Reward details. Contact the Credit Union for full details on Mastercard’s $0 liability. Download our Consumer Credit Card Agreement & Disclosure.
