Many people have an occasional need to borrow money to use for unexpected car repairs, medical treatment, home remodeling projects, or something else. To fund these expenses, they often turn to credit cards, which have high-interest rates. Although credit cards are convenient, there is a better way to borrow money for expensive purchases. You can… Read More »What Can You Use a Personal Loan For?
When you need access to a large amount of money rather quickly, there are a few different options available, including personal loans and personal lines of credit. Both offer consumers access to funds that can be used for almost any purpose, including financing a trip, consolidating debt, or even paying for a wedding. You may… Read More »Personal Loan vs. Personal Line of Credit
Your credit score can impact many factors of your life. Everything from insurance and interest rates to how much you can borrow for a mortgage relies in some respect on your credit score. A great credit score can open many doors, but the opposite also holds true. Our life circumstances are constantly changing and sometimes… Read More »Will Refinancing My Car Help Or Hurt My Credit Score?
[vc_row][vc_column][vc_column_text css=””]Buying a car is a big deal! You’ll probably feel nervous when you show up at the dealership or start searching online. Trying to find the right vehicle to fit your lifestyle and budget is stressful enough without worrying about financing too. When you arrive at the lot, you should be able to focus… Read More »Why Get Pre-Approved For A Car Loan
0% financing on a car loan almost sounds too good to be true. It seems like the best deal on the surface, but is it really? The truth is, 0% financing through a dealership can actually cost more than a low APR loan through a credit union. For this reason, comparing auto loan interest rates… Read More »Is 0% Financing The Best Rate You Can Get For An Auto Loan?
When Is A Good Time To Refinance An Auto Loan? Most consumers are familiar with refinancing a mortgage loan as a way to reduce their rate and monthly payment. However, not as many are familiar with the process of refinancing an auto loan, know what to expect, or when to consider refinancing this type of… Read More »When Is A Good Time To Refinance An Auto Loan?
Personal loans can be a useful way to obtain extra money when you need it. For example, if you run into an emergency, you might not have the funds available to meet your needs. If you’re planning a large life event like a wedding, you may want a little extra cash to finance it. In… Read More »7 Benefits Of Obtaining A Personal Loan
Our Annual Meeting is an unique opportunity for credit union members to hear about our financial health and community impacts. Time: 5:30 pm Date: Thursday, March 25, 2021 Location: 1 Commerce Street TEGFCU’s Annual Membership Meeting is more than just an event that happens once a year. It is a solid commitment by staff, members… Read More »Annual Meeting 2021
If you’re in the market for a new automobile, maybe you think the easiest way to get your dream car financed is to obtain dealer financing at the time you buy the car. In a sense, that’s true – as long as you don’t mind spending more time and money than necessary just to make… Read More »Why Your Next Car Loan Should be From a Credit Union
