During the holiday season, you’re likely making a list and checking it twice. But between gifts, travel, and festive celebrations, it’s easy to lose sight of holiday spending and your financial goals. This year, why not add “consolidate my debts” to your wish list? The holidays may seem strange to focus on debt but hear… Read More »Why the Holidays are a Good Time to Consolidate Your Debts
What do I need to know about Adjustable-Rate Mortgages? An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change periodically. This means that your monthly mortgage payment could go up or down over the life of your loan. ARMs are typically used by borrowers who plan to sell their… Read More »What is an Adjustable-Rate Mortgage?
Home warranty scams are rising. with millions of dollars lost to fraudsters each year. These scams can take many forms, but they all share one common goal: stealing your money. Scammers often pretend to be from companies you know and trust. For example, TEG Federal Credit Union members have reported receiving an unexpected letter from… Read More »Home Warranty Scams
Zelle® is a fast, safe, and easy way to send and receive money with people you trust, like your babysitter, coworkers, fellow PTA mom, or your son’s soccer coach. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind… Read More »How to Use Zelle to Safely Send Money
Scams targeting people often play on their trust. We want to empower you to spot the latest scams and know a fraud when you see it. We are seeing an increase in phishing telephone scams involving fraudsters posing as members of a technology department, fraud department, utility, or government entity. TEG is committed to keeping… Read More »Keep Yourself Safe from Scams and Fraud
There comes a time when everyone needs to start prioritizing their credit score. Whether you’re applying for a credit card or a loan, your credit score impacts your ability to access these products. There are five major factors to consider, often referred to as the 5 C’s of credit, when you’re improving your credit score.… Read More »5 C’s of Credit: Capacity
Personal loans are an excellent tool for debt consolidation, making home improvements, buying big-ticket items, and covering unexpected expenses. Personal loans are one of the most versatile loans because you can spend the money on your terms. Still, if you have a personal loan, you might not be happy with it for various reasons. Perhaps… Read More »Can You Refinance A Personal Loan?
Personal loans are an extremely versatile financial tool. However, many borrowers aren’t sure how much personal loan they can get. Every financial situation is unique. Plus, many factors go into how much you can borrow. Understanding some quick and easy basics will give you an idea of how much you can borrow. To get you… Read More »How Much You Can Borrow With A Personal Loan: Guide + Calculator
What is a “want?” And what is a “need?” While everyone has their own wants and needs, being able to differentiate between the two can be difficult. Being able to clearly define each can help you improve your savings, which can help you build up an emergency fund, pay off debt, or fund long-term savings… Read More »Wants vs. Needs
